Business Days Calculator
Count working days between dates or find a date after N business days. Excludes weekends automatically.
📅 What is a Business Days Calculator?
A business days calculator counts the number of working days (Monday through Friday) between two dates, or adds a specified number of working days to a start date to find the resulting date. Unlike calendar day calculators, it automatically excludes Saturdays and Sundays, giving you the count that matters for scheduling, contracts, and financial deadlines.
Business days drive timelines in virtually every professional context. Employment contracts specify notice periods of 30 or 60 working days. Banks define transaction settlement as T+2 business days. E-commerce platforms quote delivery as "3–5 business days." Legal filings have deadlines in "10 business days." Court rules, SLA agreements, regulatory submissions, and payroll cycles all operate on working days, not calendar days - because weekends are not business days for the parties involved.
A common confusion is treating "5 business days" and "5 calendar days" as equivalent. If your 5-business-day deadline starts on a Thursday, it ends the following Thursday (Thu + Fri = 2 days week 1; Mon + Tue + Wed = 3 days week 2). In calendar terms, that is 8 days. Miscounting this can cause missed legal deadlines, late deliveries, or contract breaches.
This calculator handles two scenarios: counting the business days between any two dates, and finding the date that is exactly N business days from a start date. Both modes exclude weekends; public holidays, which vary by country and region, can be noted separately based on your locale.
📐 How Business Days Are Counted
📖 How to Use This Calculator
Steps
💡 Example Calculations
Example 1 — Project Deadline (14 Business Days)
A project starts on Tuesday, May 5, 2026. When is the deadline 14 business days later?
Example 2 — Counting Days Between Dates
How many business days are between March 1, 2026 (Sunday) and March 31, 2026 (Tuesday)?
Example 3 — T+2 Stock Settlement
You buy a stock on Thursday, May 7, 2026. When does T+2 settlement occur?
❓ Frequently Asked Questions
🔗 Related Calculators
How do I count business days between two dates?
Business days are Monday through Friday, excluding weekends and public holidays. To count them manually: find the total calendar days between the two dates, subtract complete weeks × 2 (for Saturday and Sunday), then adjust for any partial week days falling on weekends. For example, from Monday Jan 6 to Friday Jan 10 = 5 business days; from Monday Jan 6 to Monday Jan 13 = 6 business days.
What are business days and how do they differ from calendar days?
Business days (also called working days or weekdays) are the days when offices and financial markets are open: Monday through Friday. Calendar days include all 7 days of the week including Saturday and Sunday. A 5-business-day period starting Monday covers only Mon–Fri; in calendar days that same period is 5 days, but if it crosses a weekend, the calendar span could be 7 or 9 days.
How do I add 10 business days to a date?
To add 10 business days: start at your date and count forward Monday–Friday only. Every time you land on a Saturday or Sunday, skip to Monday. For example, adding 10 business days to Thursday March 6 means: Fri 7, Mon 10, Tue 11, Wed 12, Thu 13, Fri 14, Mon 17, Tue 18, Wed 19, Thu 20 - result is Thursday March 20.
Are public holidays counted as business days?
Standard business day calculation excludes weekends (Saturday and Sunday) but NOT public holidays - since holidays vary by country, state, and employer. If you need to exclude holidays, use the optional holiday input in this calculator or manually subtract the number of holidays that fall within your date range. Always clarify with your counterparty which holidays apply in your jurisdiction.
What is T+2 and T+3 settlement in finance?
T+2 means trade date plus 2 business days. If you buy a stock on Monday (T), settlement is Wednesday (T+2). If you trade on Thursday, settlement is Monday (skipping the weekend). T+3 was the old standard for US equities until 2017; most markets now use T+2. Some government bonds use T+1. This is critical for liquidity planning - you cannot use the funds until settlement.
How many business days are in a month?
A typical month has approximately 21–23 business days. A calendar month has 28–31 days; subtracting 8–10 weekend days (4–5 Saturdays + 4–5 Sundays) leaves 20–23 business days. The exact count varies by month and year. For planning purposes, HR and payroll departments commonly use 22 working days per month as a standard estimate.
How many business days are in a year?
A standard year has approximately 260–262 business days (52 weeks × 5 days). A year has 365 days (or 366 in a leap year), minus 104 weekend days (52 Saturdays + 52 Sundays) = 261 business days typically. After subtracting 10–12 public holidays (varies by country), the working year is typically 249–251 days. India has about 250, the US about 251, the UK about 253 business days per year.
What if my deadline falls on a weekend or holiday?
In most business and legal contexts, if a deadline falls on a weekend or public holiday, it automatically moves to the next business day. For example, a deadline on Saturday becomes the following Monday. Some legal systems specify this explicitly (e.g., 'if the due date falls on a non-business day, the deadline is the next business day'). Always confirm the convention with the relevant authority or contract.
How are business days used in shipping and delivery estimates?
Couriers and e-commerce platforms quote 'business day' shipping times that exclude weekends. '3 business days' from Thursday shipping means delivery by Tuesday (skipping Sat–Sun). 'Next business day' means delivery the next Monday–Friday after the order is processed. Express couriers may operate 7 days, so check if their business days include weekends for Saturday or Sunday delivery.
How do I calculate the number of business days in a pay period?
For biweekly (fortnightly) pay periods: there are typically 10 business days (2 × 5 weekdays). For monthly payroll: count weekdays in that specific calendar month - this varies from 20 to 23. For weekly payroll: 5 business days per week.